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A ClientClue screen from the OPay case
  • We counted

    1,039 messages read

    • 6 weeks
    • Public Google Play reviews
    • English
    • Pidgin
    • Hausa
  • We found

    71 issues found

    • App slow to open
    • Device not compatible for update
    • Loan approval or limit issues
  • We wrote

    The weekly report

    • 1 Rising
    • 960 quotes checked

OPay, a Nigerian mobile money app

Loan approval or limit issues started rising

5 messages in Week 5, against an average of 2.8 a week in the weeks before.

  • 1,039Messages read
  • 71Issues found
  • 1Rising and New this week
  • 960Quotes checked word for word

About these reviews: Public Google Play reviews of the OPay app from Nigeria's Play Store: the newest 600 reviews of any rating, plus more of the newest 1 and 2 star reviews (1,052 in all; 1,039 kept after cleaning, and all 1,039 were read). Weeks before the newest stretch hold only 1 and 2 star reviews. OPay is not a ClientClue customer and did not take part; these are its public reviews, named for transparency. Reviewers' names and personal details are hidden, and so are other companies named inside a review. They are not support tickets. The counts show what reviewers wrote, not ClientClue's view of the company's service. About these case studies

The rising problem

Messages a week about Loan approval or limit issues

0361Week 11Week 23Week 36Week 45Week 55Week 6

The top issues

What customers wrote about most

  • App slow to open

    39 messages, 4% of the total

    “I don't know why there's difficulty to open.”
    5 stars
    “when ever I login it's takes like 10 to 15 minutes to open and it's every bad to me”
    5 stars
  • Device not compatible for update

    22 messages, 2% of the total

    “Why is the app no longer compatible with my techno spark 30c phone?”
    4 stars
    “I can't upgrade my opay app it's showing "This app is not compatible with your phone"”
    1 star
  • Loan approval or limit issues

    21 messages, 2% of the total. Rising in Week 5

    “it's okay but wark on lone limits”
    5 stars
    “I requested for a loan for over 2hrs now is showing processing”
    1 star
  • Customer service unreachable

    18 messages, 2% of the total

    “bad experience for custumer response”
    1 star
    “This is obviously my last transaction with Opay. NEVER AGAIN”
    1 star
  • Network connection error in app

    16 messages, 2% of the total

    “satisfactory but not for network issue.”
    3 stars
    “my network is very slow”
    5 stars

The weekly report, Week 5

What the team would read that week

The team received 91 messages this week with 52 negative reports. Customers mainly experienced app launch delays and loan approval difficulties.

  • 91Messages that week
  • 57%Negative
  • 30Issues found
  • 5Customers talking about leaving
  • App slow to open

    6 this week, 16 a week before

    Customers report that the application is slow to load or fails to open entirely.

    Check this first: Inspect application launch performance and startup crash reports on recent app versions.

    “why does it always waste time before opening”
    2 stars
    “My opay just stopped opening I have upgraded it but it still not working”
    2 stars
  • Loan approval or limit issues

    5 this week, 6 a week before. Rising

    Borrowers report loan application rejections and stagnant borrowing limits after repaying debts.

    Check this first: Review automated lending decision rules and credit limit update systems.

    “now u people won't borrow another one after already waiting 5 days”
    2 stars
    “I always get declined when applying for loan”
    1 star
  • Customer service unreachable

    3 this week, 4 a week before

    Users report an unresponsive support team and unresolved complaints over multiple days.

    Check this first: Verify support queue handling times and staff coverage on open tickets.

    “For the past two days my complaint has not still been resolved”
    1 star
    “customer care not active”
    2 stars
  • High loan interest rates

    3 this week, 1 a week before

    Customers report that borrowing fees and interest charges are excessive.

    Check this first: Examine interest rate calculations and fee transparency on loan agreements.

    “my intrest is too high you gave me 20000 ask me to pay 12000 32000”
    1 star
    “look for better option elsewhere the fintech called easemoni and opay are scammers as the interest loan is almost 80”
    1 star
  • Pending or delayed refund

    3 this week, 3 a week before

    Clients report long delays in receiving refunds for pending or frozen transactions.

    Check this first: Audit the processing backlog for reversals and held account investigations.

    “opay said I should collect court other on 25000 before they can send the money back to my personal opay account”
    1 star
    “I bought data from them on [another network] and it has been pending since 3pm I've not seen the reversal of the transaction”
    2 stars

Why customers left

Built from reviews with leaving language, not from a cancellations file.

  • A product problem

    4 customers, 80%

    “please fix this issues before I delete your app for good”
    1 star
  • Price

    1 customer, 20%

    “look for better option elsewhere the fintech called easemoni and opay are scammers as the interest loan is almost 80”
    1 star
  • ClientClue screen 1 of 9 from the OPay case
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  • ClientClue screen 5 of 9 from the OPay case
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  • ClientClue screen 7 of 9 from the OPay case
  • ClientClue screen 8 of 9 from the OPay case
  • ClientClue screen 9 of 9 from the OPay case

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